Karla is a seasoned insurance professional and the Co-Owner of Mountain Vibe Insurance. Since entering the industry in 2013, Karla has dedicated her career to simplifying the complexities of the insurance world for business owners. With an extensive background in Property & Casualty (P&C) insurance and three years of specialized experience in health insurance, she brings a holistic and highly technical perspective to every client relationship. As a designated Commercial Lines Coverage Specialist (CLCS), Karla is an expert at identifying the nuances of policy forms to ensure comprehensive protection. Her unique approach blends a passion for teaching with a talent for "organizing chaos." At Mountain Vibe, she is the architect behind the agency’s rigorous systems and processes, ensuring that no detail is overlooked and that every business owner receives a structured, reliable risk management strategy. Karla’s commitment to education extends far beyond the office. She proudly serves as the Vice President of the Latin American Association of Insurance Agencies (LAAIA), where she focuses on empowering the Latin community through insurance literacy and advocacy. Born in Mexico and a resident of Colorado since the age of five, Karla is deeply rooted in the local community and is passionate about bridging the gap between complex regulations and the people who need protection most.
Mountain Vibe Insurance
Your Trusted Commercial Insurance Experts
Helping Colorado small business owners navigate insurance complexities with expert guidance, personalized coverage, risk management and proactive education.
720-912-4048
Business Insurance
General Liability
Slip and fall? Damaged property? General liability insurance protects your business from common claims, keeping you safe from financial headaches. Think of it as your business's first line of defense.
ServicesWorkers Compensation
Your employees are your greatest asset. Workers' comp ensures they're protected if they get injured on the job. It's not just good business; it's the right thing to do.
ServicesCyber Liability
In today's digital world, data breaches are a real threat. Cyber liability insurance helps you recover from cyberattacks, covering expenses like legal fees, notification costs, and credit monitoring for affected customers. Don't let a cyberattack derail your business.
ServicesBusiness Auto
From delivery trucks to company cars, your business vehicles need proper coverage. Business auto insurance protects you and your employees in case of accidents, keeping your fleet on the road.
ServicesProperty Coverage
Fire, theft, or vandalism? Property insurance safeguards your physical assets, from your building to your equipment. We'll help you rebuild if disaster strikes.
ServicesProfessional Liability (Errors & Omissions)
If your business provides professional services, errors and omissions insurance protects you from claims of negligence or mistakes in your work. It's essential for consultants, designers, and other service providers
ServicesUmbrella
Need extra protection? Umbrella insurance provides an additional layer of liability coverage, going beyond the limits of your other policies. It’s like having a safety net for your safety net.
ServicesGeneral Liability
Workers Compensation
Cyber Liability
Business Auto
Property Coverage
Professional Liability (Errors & Omissions)
Umbrella
Supplemental Insurance
Income Protector (Short Term Disability)
This policy provides cash benefits to help replace your lost income incase you are totally disabled and unable to work due to illness or injury. Great for individual's who's work do not provide shirt-term disability benefits or self-employed business owners looking to protect their income incase of an unforseen incident or illness.
ServicesAccident Insurance
Pays cash benefits directly to you in case of an accident whether it happens at work or not. It pays regardless of any other coverage you have. Family, group (business), and individual policies available.
ServicesCritical Illness Insurance
A critical illness diagnosis can have both financial and physical consequences. This policy offers cash benefits should you recieve a covered diagnosis. Even with health insurance, out-of-pocket expenses can add up. This policy can help cover the gap.
ServicesIncome Protector (Short Term Disability)
Accident Insurance
Critical Illness Insurance
SickPay Plus
Partners
Team
Karla Hernandez-Callender, CLCS
President, Co-Owner, Producer
Kindel Callender
Vice President, Co-Owner, Producer
Kindel Callender serves as a fully licensed Property, Casualty, Life, and Health Insurance Producer at Mountain Vibe Insurance, where he manages client relationships and provides tailored coverage solutions. Known as the agency’s ultimate networker, Kindel has an infectious personality that can transform any dull room into an exciting one. This passion for people led him to become the President of his BNI chapter, Rocky Mountain Connections, where he has developed an incredible network of professionals and loves helping connect anyone to the resources they need. When he isn’t safeguarding his clients' futures, this Colorado native embraces any excuse to get outside, whether he is fishing, golfing, camping, or hunting. Above all, Kindel is a devoted husband and a proud dad to two boys. He brings that same deep family dedication to his work every day, ensuring that the individuals and families he serves are always well-informed and adequately covered.
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Contact us
- Colorado, USA
- +1-720-912-4048
- Info@MountainVibeIns.com
- Mon-Fri - 9-5
Get a free, no-obligation insurance review. We'll analyze your current coverage to ensure you're protected from unexpected events, giving you peace of mind and saving you potentially thousands in the long run.